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Business Insurance

Whether your business is large or small, Stonebraker McQuary Insurance has the products to meet your needs. Every business and industry is unique; we identify ways to properly insure the unique hazards of your business. As business owners ourselves, we understand businesses need special protection to prosper.

Stonebraker McQuary Insurance offers more than just insurance. We offer:

  • Loss Control Programs: We can evaluate your business's current conditions and recommend ways to lower property, auto, workers' compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
  • Safety Meetings
  • On-Site Insurance Presentations for Employees
  • Types of Insurance: We offer professional liability, worker's compensation, employee benefits, employment practices and commercial umbrella policies. Contact a friendly Stonebraker McQuary Insurance agent to help you determine which are right for your business.
  • Quick Claim Response: When you have a claim, you need fast, fair service. As independent agents, we work hard to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly.
  • Competitive Rates: Many of the insurance companies we represent specialize in insuring specific types of businesses or industries in order to offer special coverage and pricing. To see if your business qualifies for one of these special programs, contact a friendly Stonebraker McQuary Insurance agent for more information.

See what Stonebraker McQuary can do for you.

We'd like to be your complete insurance company. We invite you to visit with your friendly Stonebraker McQuary Insurance agent today to find our more about our comprehensive line of insurance products.




Construction Costs Have Gone Up
Construction costs are escalating due to natural disasters like Hurricane Katrina and Rita. They are also rising faster than the general rate of inflation because of a strong demand for building materials. Ken Simonson, chief economist of the Associated General Contractors of America estimates construction costs will jump 10% through 2006.

The increased costs of construction will more than likely impact the marketplace and property-related pricing in 2006 and beyond. For this reason, it is vital that your commercial and personal property is adequately insured.

A property adequately insured today could be 20% underinsured in just 2 years. And, replacement cost coverage commonly triggers a co-insurance penalty when the insurance-to-value ratio falls below 80%.

Maintaining adequate property insurance requires vigilance and regular review by policyholders and agents alike. To assist with your insurance-to-value analysis, Stonebraker McQuary Insurance recommends a review of property values and insurance adequacy be accomplished routinely and systematically. As always, your team at Stonebraker McQuary is here to help you. Call us today to review your policy.

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