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Understanding Identity Theft
According to the Federal Trade Commission: Identity theft occurs when someone uses your personal information such as your name, social security number, credit card number or other identifying information, without your permission to commit fraud and other crimes.
Identity thieves may use many methods to gain access to your personal information. These include but are not limited to:
What are the consequences of identity theft?
When released they don’t show up on their court date and a warrant is issued in your name.
What to do if you think your identity has been stolen:
For more information go to:
www.consumer.gov/idtheft
According to the Federal Trade Commission: Identity theft occurs when someone uses your personal information such as your name, social security number, credit card number or other identifying information, without your permission to commit fraud and other crimes.
Identity thieves may use many methods to gain access to your personal information. These include but are not limited to:
- Stealing records or documents from their place of employment.
- Rummaging through trash.
- Stealing wallets or purses.
- They gain information from you by posing as a legitimate business person or government official.
What are the consequences of identity theft?
- Thieves can go on spending sprees and leave you with the bills.
- They may obtain new credit cards using your name.
- Take auto loans out in your name.
- Produce counterfeit checks using your information.
- File for bankruptcy under your name.
- They may even give your name to the police if arrested.
When released they don’t show up on their court date and a warrant is issued in your name.
What to do if you think your identity has been stolen:
- Contact the fraud department of any one of the three major credit bureaus to place a fraud alert on your file.
- Close the accounts that you know or believe have been tampered with.
- File a police report. Submit a copy to your creditors.
- File your complaint with the FTC.
For more information go to:
www.consumer.gov/idtheft
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