Home Insurance
Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. As such an important asset, it makes sense to protect it with the right insurance. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
We offer the following types of home insurance:
- Home
- Cabins and Condos
- Personal Property
- Guns
- Fine arts
Depending on the company you choose, you can get discounts for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
Other advantages you could enjoy include:
- Repair Guarantees
- 24-Hour Claims Hotline
- Flexible billing - including coordinating with your mortgage company
- Living expense if your home becomes uninhabitable due to a claim
See what Stonebraker McQuary can do for you.
We'd like to be your complete insurance company. We invite you to visit with your friendly Stonebraker McQuary Insurance agent today to find our more about our comprehensive line of insurance products.
If it’s doing its job, you don’t give it a second thought. But when hot water is elusive for your morning shower and that sink full of dishes, or even worse, its contents are inches deep on the floor and seeping through the walls, your water heater has your full attention.
The average life span of a water heater is about 10 years. Rusting and build up of sediment in the tank could shorten its life while some preventative maintenance may extend it.
What can you do to make life a little easier on your water heater?
- Twice a year, drain a bucket of water from your hot water storage tank until it runs clear (about five gallons). This removes sediment that absorbs heat energy and causes the unit to waste fuel. Be sure to check the owner’s manual for instructions.
- Anti-corrosion anode rods in your water heater protect against rusting. The anode attracts corrosion that would otherwise attack the tank’s wall. Having a plumber replace the anodes every three to four years could add to the life of your tank.
- Strapping your water heater to the wall studs can help to keep it from breaking loose of its connections during an earthquake. Insulating the storage tank and pipes can help reduce heat loss. Kits and materials for both these projects can be found at hardware stores or home improvement centers.
- For gas-fueled water heaters, check the flue assembly twice a year to be sure it’s properly aligned and all its joints are sealed. If you ever smell gas, leave your house immediately and call your gas company for help.