Group Health Plans

Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deductibles and co-pays; making sense of plan limitations and exclusions; and deciphering a dictionary’s worth of insurance-speak. It’s enough to make anyone feel like a high-school freshman again.

You don’t have the time for all this research and number crunching. But can you really afford to leave it on your “maybe someday” list? As the cost of medical care rises, the risks of not having health insurance are more apparent than ever. Today a single injury or illness -if uninsured- can leave a family in financial ruin. Moreover, group health coverage is a key benefit of employment. You may not be able to hire and keep the best employees without offering health coverage. The point is: don’t procrastinate!

But take heart: a little basic knowledge can help you shake off those freshman jitters. Here are three quick lessons to help you find high-quality insurance at a reasonable price:

• Know the type of benefits you need


• Ask your Stonebraker McQuary Insurance Agent to shop for multiple quotes


• Take full advantage of all available tax benefits